Many companies now offer special car insurance for ladies. This is because most car insurance claims made by ladies cost less to repair compared to men's claims. Although men statistically have the same number of accidents as ladies, men's accidents are often speed related and so cause more impact damage. This means an insurance company generally has to pay out more to repair the cars driven by men.. Not only are the repair bills for ladies lower, but also women often drive shorter distances and drive more cautiosly than their male counterparts. As a result less is spent settling claims made by ladies and therefore many insurance companies can pass the savings on to you via cheaper premiums.
Although ladies can pay less for their car insurance, it still makes sense to shop around for the best quote you can find.